Car Insurance

Qatar’s best car insurance – same prices; better deals

1. It’s all about making it easy for you – we’re online!

We appreciate that you’re busy and most often don’t have time to worry about your insurances, let alone taking out time of a busy schedule to buy or renew your insurances

With QIC, you can get quotes, buy and renew all your personal insurances online, and you can even file your claims online too – check it out here

No need to navigate traffic, no need to look for parking and no need to wait in line – all is at your fingertips, at your convenience!

2. Speaking of easy, may we present QIC One-Stop for fast and convenient claims handling

After an accident, you can now have all the paperwork done in one place

As a first – and only – in Qatar, QIC has a unique agreement with the Traffic Department to have a Traffic Department officer permanently placed in our QIC Motor Claims department

Read more about our claims processes here

3. We’ll navigate you through the souq

With 50+ years of experience in Qatar, we know every workshop and garage in the country extensively – we’ve dealt with them and know all the tricks of the trade

The garages and workshops are evaluated in our unique Workshop Rating Programme so you can be sure that your car is repaired at the workshop best suited for the specific repair – and at the quality that you would expect from dealing with the largest insurance company in Qatar

4. Our customer service is outstanding

QIC’s call center is open 7:00 am to 8:00 pm form Sunday to Thursday and Saturday 9 am to 5 pm. Our trained customer service associates are ready to deliver the best service, so you can always count on QIC to provide the service you need, when you need it

The same passion for service can be found in our branches and in our head office – we’re here for you and we’ll do all we can to assist you!

Get in touch with us now, here

5. We’re always close to you, offline and online

With Qatar’s most extensive branch network, wide distribution of Automated Insurance Machines installed at various Traffic Departments all over Qatar and QIC App, you can reach us always, anytime!

Insurance For Every Need And Every Car

We offer two kinds of insurance for your car, the mandatory Third Party Liability Insurance and the all-covering Comprehensive Car Insurance

Comprehensive Car Insurance – Full Cover QIC

Comprehensive Car Insurance – Full Cover

Comprehensive car insurance is the best option for you when you want your car to be fully covered. This insurance covers for all damages, even when you are at fault or when an accident happens with only you being involved. To know more about how you are covered, please refer to the policy wordings below.

Comprehensive Car Insurance also covers

  • Fire occasioned by self-ignition or lightning
  • Theft, attempted theft or burglary
  • Malicious acts of others (i.e. vandalism, etc.)

…and, it can be extended to cover damages caused when you’re travelling on non-paved roads and when you’re going off-road in the dunes – check our optional covers

Policy Wordings
Third Party Liability (TPL) Insurance QIC

Third Party Liability (TPL) Insurance

This is the minimum insurance required to drive your car on public roads

Without TPL (which is part of the comprehensive insurance) cover, you are by law not allowed to drive your car on public roads

TPL insurance covers injuries or damage that you may cause upon others in case of an accident but does not cover any damage to your car or property or any injuries you may have following an accident

Policy Wordings

Get a quote today and get 10% discount on your car insurance.

Get a Quote

Optional Covers

We acknowledge that every individual has different priorities. This is why we offer a wide range of additional covers to include more options for your car so that you get the cover to suit your needs

All optional covers can be added to your comprehensive car insurance – and some, where mentioned, can be added to your Third Party Liability insurance too

Gap Cover QIC

Gap Cover

If your car is rendered damaged beyond repair, it is called a ‘Total Loss’ and your standard comprehensive insurance will pay you an amount based on the insured value of your car. However, there may be times when your Car value is higher than total loss amount you receive and our optional Gap Cover will help you cover this gap

Depreciation of Spare Parts QIC

Depreciation of Spare Parts

As per Qatari law, owners of cars which are more than a year old must pay a certain percentage of the spare parts used for claims repair. QIC offers protection from this so you’ll never have to pay anything for the depreciation of spare parts

Road side Assistance QIC

Roadside Assistance

Our Roadside Assistance cover gets you moving quickly. Apart from towing services, we also offer mechanical first aid, flat tyre, lock – out, fuel and battery services

Roadside Assistance package comes in two versions, one that covers Qatar and the other that covers the GCC

Also applies to TPL insurance

Personal Driver Services QIC

Personal Driver Services

It can be a hassle to take your car for service or for registration renewals at the traffic department; you might have to take time off from work and negotiate the crowded roads of Qatar

Our Personal Driver Services will pick your car up at your location, take it for service at the workshop and return it to you once done. The same is offered when your registration is up for renewal; we will collect the documents or the car if it is more than three years old and clear all formalities

Also applies to TPL insurance

Agency Repair QIC

Agency Repair

Repairs of your car will always be done at your car brand’s agency during the first year of its registration. However, after the first year, we may choose to repair it at a workshop we see fit for providing an equally good service. If you want to make sure that your car is always repaired at the agency, you need to add this to your comprehensive insurance

Personal Accident Cover QIC

Personal Accident Cover

The comprehensive insurance already covers you and the passengers in case of an accident. With the Personal Accident Cover, the benefits are extended even more

Off road cover QIC

Off-Road Cover

Many roads in Qatar are still not paved and the standard comprehensive insurance does not cover your vehicle for accidents happening on non-paved roads such as access roads to the beach, construction sites etc.

With the Off-Road cover, you are covered on such roads

Off-Road 360 Cover QIC

Off-Road 360 Cover

You can add the “Off-Road 360” cover to your comprehensive policy for a small fee to extend your comprehensive policy to cover you when you go off-road, even in the dunes and where there’s no unpaved roads – the ‘Off-road cover’ is included in the Off-Road 360 cover

Riot-Strike, Storm And Flood Cover

Riot, Strike, Storm And Flood Cover

We’ll cover loss or damage caused by fires, storms, tempests, floods, hail, lightning, frost or snow

This optional cover is for only comprehensive insurance. This is not applicable for Third Party Liability (TPL) Insurance

Buying Or Renewing Your Car Insurance

At QIC, our customers’ convenience and the quality of services we provide at the best prices are of utmost importance

We understand the hassle one goes through when visiting a branch to manage your insurance; there’s traffic, parking and time spent for the whole process

We are, therefore, proud to offer you, where you can purchase or renew your car insurance at the click of a button

To make it even simpler, you can download our QIC App* to buy your car insurance easily from your smartphone

You could also visit one of our Automated Insurance Machines* (AIMs) at the Traffic Departments to take out new TPL policies or come and see us in one of our branches – find a map to the AIMs here

*For TPL car insurance

Alternatively, you can also make use of our Home Delivery Service, (for comprehensive insurance) where we can deliver your new or renewed policy and collect the payment at the same time!

Get a quote today and get 10% discount on your car insurance.

Get a Quote